According to Baidu Encyclopedia, the latest loan interest rate of 20 13 is specifically positioned:

1, short-term loans from half a year to one year: within 0.80 days (including 180 days)1.65438+5.6%; 2. 180 days to 365 days (inclusive) 6%.

2. The medium and long-term loan interest rate for one to five years and above is: 6.15% for one to three years (inclusive); 3 to 5 years (inclusive) 6.4%; More than five years, 6.55%.

Mortgage interest rate refers to the interest expenses that buyers need to pay when they apply for loans from banks, which directly affects the repayment burden of buyers and the loan risk of banks. In China, the mortgage interest rate is mainly set by the People's Bank of China, allowing commercial banks to float within a certain range.