What are the requirements for Bank of Handan to join the bank in December 2022?

The requirements for Bank of Handan to join the bank in December 2022 are *** six points.

1. Support the Constitution of the People’s Republic of China, the leadership of the Communist Party of China and the socialist system.

2. Full-time unified recruitment of economics, management, science, and engineering with a bachelor's degree or above (computer-related majors are preferred), excluding associate degree programs, associate degree programs, and self-study examinations.

3. Be excellent in both character and study while in school, have no bad records such as being punished or cheating on exams, abide by laws and regulations, be honest and trustworthy, have good personal qualities and professional ethics, and have no bad records such as violations of laws and disciplines.

4. Be in good health and have strong language skills.

5. No smoking, no alcoholism, no Internet addiction, and no bad habits.

6. The candidate himself or his immediate family members (spouse, parents) have no bad records in our bank (overdue interest on loans, being fired or dismissed). What kind of corporate loans does Handan Bank offer? Mainly these three!

Handan Bank is a relatively well-known urban commercial bank. It has many credit products suitable for users to apply for, including some good small, medium and micro enterprise loans. Today we will take a brief inventory. For those who are interested Enterprises can go directly to the bank to learn more details.

1. Personal business loan: This product line can be used for the production and operation of small and medium-sized enterprises, purchase of equipment, payment of rent, decoration of commercial buildings, and other legal production and business activities. The application conditions are very simple. You only need to be over 18 years old and under 60 years old, have a fixed residence in Handan City, have a permanent residence or residence certificate, the borrower and the company have no bad credit records, and provide a mortgage guarantee that meets bank requirements. Can. The maximum loan amount is 5 million yuan, with a term of 1 to 3 years.

2. Reemployment loans for laid-off workers. Many people have faced the problem of unemployment and job change this year. Handan Bank specializes in providing loans to those engaged in planting, breeding, handicrafts, small processing industries, community services and other business projects. Loans are provided to re-employed persons with a maximum loan amount of 100,000 yuan and a maximum term of two years. The self-owned funds are required to be no less than 50% of the funds required for employment or business operations. Qualified individuals can apply to the local community, and after review by the labor department, go to the bank and follow the procedures.

3. Civil servant loans mainly provide loan services for Handan City’s fully financed personnel, electric power systems, and regular employees of large and medium-sized state-owned enterprises. The loan conditions and amounts for each occupation are different. It is recommended to go through a bank Contact the branch, phone or website to learn about loan conditions, loan amount, term, interest rate, repayment method, loan procedures, etc. How can I apply for a Handan Bank loan

Required conditions for a bank loan:

(1) A person who is over 18 years old and has full capacity for civil conduct, a permanent urban resident residence or a legal and valid Proof of resident identity. Bank loans require borrowers to be generally between 18 and 60 years old;

(2) Have stable legal income and the ability to repay interest;

(3) ) Other conditions required by the lending bank.

The procedure for unsecured loans is generally divided into three steps:

(1) The customer submits basic information, including work unit and contact number.

(2) The lending bank or company checks the customer's credit information, including whether the customer's credit rating has any illegal records. For self-employed individuals and small and medium-sized enterprises, it is also necessary to investigate their business operations.

(3) The staff of the lending unit signs a contract with the customer and implements the loan in the shortest time. Conditions for applying for Handan Bank Gold Card

1. First, the total financial assets in Bank of China must reach more than RMB 200,000.

2. Secondly, the annual cumulative consumption amount using Bank of China credit card is more than RMB 50,000.

3. In the end, the cumulative balance of various personal loans handled by Bank of China reached more than 500,000 yuan, and the loan amounts included in the statistics were all normal balances.