Buying a second-hand house to help the homeowner repay the loan is not mandatory by law, but in order to avoid unnecessary disputes, it is recommended that the buyer and the seller go to the notary office for notarization. So do you need notarization to buy a second-hand house to help the homeowner repay the loan? Let's take a look at it with the small series of the French Open. First, do you need notarization to buy a second-hand house to help the homeowner repay the loan? Buying a second-hand house to help the homeowner repay the loan can be notarized. There is no mandatory provision in the law, and both parties can decide through consultation. Buying a second-hand house to help the homeowner repay the loan is a civil legal act, and there can be stronger evidence through notarization, but it is not notarization that gives it legal effect. Second, buy a second-hand house to help repay the loan. 1. Select the appropriate lending institution and loan method. Buying a second-hand house to help repay the loan means that the buyer applies for a loan from the bank to pay the house price. However, different lending institutions have different requirements, so when choosing a lending institution, we must find the most suitable loan method for ourselves and be aware of it. 2. Find out the expected annualized interest rate of the loan. Especially in the case of low housing prices, the lower expected annualized interest rate can help buyers save some loan interest. 3. Understand the expected annualized interest rate of mortgage. Third, what are the risks for buyers to help second-hand housing owners release the remaining mortgage? First, the owner misappropriated funds. The amount released from supervision is generally large. If the buyer directly transfers the money to the owner, it is likely that the owner will use it for other purposes. Risk 2: Don't sell it after decompression. In addition, even if you successfully help the owner release the second-hand house, it is likely that the owner will raise the price and let you buy his house at a higher price on the grounds that you don't sell it. The above is about the purchase of second-hand houses to help homeowners repay loans, which is introduced in detail by Bian Xiao. I hope it helps you. If there are any legal problems, it is recommended to consult a professional lawyer of the French Open.
Legal objectivity:
Notarization law
second
Notarization is an activity in which a notarization institution proves the authenticity and legality of civil legal acts, facts and documents with legal significance according to the application of natural persons, legal persons or other organizations and legal procedures.
Notarization law
Article 25
A natural person, legal person or other organization that applies for notarization may submit it to the notary office of its domicile, habitual residence, place of behavior or place where the fact occurred.
The application for notarization of real estate shall be submitted to the notary office where the real estate is located;
Notarization involving entrustment, declaration, gift and will of real estate may be governed by the provisions of the preceding paragraph.