For example:
The longest loan/credit period of "first-hand building" shall not exceed 30 years; The longest loan/credit period of "second-hand building" is not more than 30 years, the age of the purchased property (referring to the completion year of the property) is generally not more than 20 years, and the loan period+the age of the mortgaged property is not more than 40 years in principle;
The loan period of "personal car loan" is generally not more than 3 years, and the longest is not more than 5 years.
The credit line of "personal credit loan" shall not exceed 5 years at the longest, and the term of single loan shall not exceed 3 years at the longest.
The specific term of your loan can only be determined after you apply for a loan and the handling bank examines it.