Every year, except for 1 1- 10, the borrower (* * * with the borrower) needs to contact the county-level student financial assistance management center or log in to the student online service system to submit an application for prepayment.
I. Provisions on Repaying Student Loans
1. Students should pay off in one lump sum or in installments before graduation.
After graduation, students can look at their liquidity to repay their loans.
3, graduates after the expiration of probation, in two to five years by the unit from their wages deducted monthly.
In the place where graduates work, according to their performance, it is decided to reduce the loan repayment.
5. If the borrower is expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students shall be responsible for returning all the loans.
Second, the student loan bank repayment
1. When you go to the bank, you must bring all the materials for handling student loans, your ID card, bank card, etc.
2. Get the application form from the staff and fill in all the details.
3. Go to the counter to handle the loan repayment procedures.
4. Send the repayment voucher to the relevant person in charge.
Extended data:
First, the student loan repayment matters needing attention
1. Early repayment requires paying off at least one contract at a time, and it is not allowed to split a contract for early repayment.
2. You can apply for prepayment every year except 1 1- 10 days (including 10 days), and the interest is calculated until the 20th of the current month. /kloc-if the application is made after 0/0, it will be regarded as an application for prepayment next month, and the interest will be calculated until the 20th of next month.
3. Before 15 of the current month, fully recharge the funds to the personal postal savings account for repayment. If the funds are insufficient, it will be deemed as an automatic waiver of the application for early repayment, and the application can be continued next month without overdue treatment.
Second, the repayment method
1. Students should pay off in one lump sum or in installments before graduation.
After graduation, students can look at their liquidity to repay their loans.
3, graduates after the expiration of probation, in two to five years by the unit from their wages deducted monthly.
In the place where graduates work, according to their performance, it is decided to reduce the loan repayment.
5. If the borrower is expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students shall be responsible for returning all the loans.
Third, the repayment period.
1. The term of student-origin credit student loan shall be determined in principle according to the full-time undergraduate academic system plus 10 year, and the longest term shall not exceed 14 year.
2. The academic system is more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, and the repayment period will be shortened after graduation.
3. The grace period is two years after the students are in school and graduate. After the grace period, the students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.
Baidu encyclopedia-student loan
Baidu encyclopedia-student loan
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