1. What is the reason for the loan?

2. You just need to wash the money ~

Ask the guarantee company to pay some handling fees to help you clean up, and you can get interest on the draft ~

But the handling fee is not cheap either ~ so personally, I think it's better not to use this kind of crooked brain ~

Second, what is the meaning of personal loan to loan?

What is a personal loan rollover of 5 points?

Measures for the administration of RMB bank settlement accounts

Chapter I General Provisions

Article 1 In order to standardize the opening and use of RMB bank settlement accounts (hereinafter referred to as bank settlement accounts), strengthen the management of bank settlement accounts and maintain the stability of economic and financial order, these Measures are formulated in accordance with the Law of the People's Republic of China on the People's Bank of China and the Law of People's Republic of China (PRC) Commercial Bank.

Article 2 These Measures shall apply to the bank settlement accounts opened by depositors in banks in China.

The term "depositor" as mentioned in these Measures refers to the organs, organizations, military units, enterprises, institutions, other organizations (hereinafter referred to as units), individual industrial and commercial households and natural persons that have opened bank settlement accounts in China.

The term "banks" as mentioned in these Measures refers to policy banks, commercial banks (including wholly foreign-owned banks, Sino-foreign joint venture banks and branches of foreign banks), urban credit cooperatives and rural credit cooperatives that are approved by the People's Bank of China to engage in payment and settlement business in China.

The term "bank settlement account" as mentioned in these Measures refers to the RMB demand deposit account opened by the bank for depositors to pay and settle funds.

Article 3 Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to depositors.

(1) The bank settlement account opened by the depositor in the name of the company is the bank settlement account of the company. Unit bank settlement accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.

Bank settlement accounts opened by individual industrial and commercial households with business licenses in the name of shop names or operators shall be included in the management of unit bank settlement accounts.

(2) A bank settlement account opened by a depositor in the name of a natural person with his personal identity certificate is a personal bank settlement account.

The accounts opened by postal savings institutions for bank card business are included in the management of personal bank settlement accounts.

Article 4 Depositors of corporate bank settlement accounts can only open a basic deposit account in the bank.

Article 5 A depositor shall open a bank settlement account at the place of registration or domicile. Except that bank settlement accounts can be opened in different places (across provinces, cities and counties) in accordance with the provisions of these Measures.

Article 6 The examination and approval system shall be implemented for depositors to open basic deposit account, temporary deposit accounts and special deposit accounts in budget units. With the approval of the People's Bank of China, the opening bank will issue an account registration certificate. Except for temporary deposit accounts opened by depositors for capital verification purposes.

Article 7 Depositors may choose to open a bank settlement account. Except for national laws, administrative regulations and provisions of the State Council, no unit or individual may force depositors to open bank settlement accounts in designated banks.

Article 8 The opening and use of bank settlement accounts shall abide by laws and administrative regulations, and bank settlement accounts shall not be used for tax evasion, debt evasion, cash withdrawal or other illegal and criminal activities.

Article 9 Banks shall keep the information of depositors' bank settlement accounts confidential according to law. Unless otherwise stipulated by national laws and administrative regulations, banks have the right to refuse any unit or individual to inquire about the deposits and related materials in the bank settlement account of the unit. Unless otherwise stipulated by national laws, banks have the right to refuse any unit or individual to inquire about the deposits and related materials in individual bank settlement accounts.

Article 10 The People's Bank of China is the supervision and management department of bank settlement accounts.

Chapter II Opening of Bank Settlement Accounts

Article 11 basic deposit account is a bank settlement account opened by depositors for daily transfer settlement and cash receipt and payment. The following depositors may apply for opening a basic deposit account:

(1) Enterprise legal person.

(2) an unincorporated enterprise.

(3) institutions.

(4) Decentralizing units at or above the regimental level, armed police forces and arms (detachments) on duty.

(5) social organizations.

(6) Private non-enterprise organizations.

(7) permanent institutions in different places.

(8) Foreign institutions in China.

(9) Individual industrial and commercial households.

(10) Residents' committees, villagers' committees and community committees.

(eleven) the independent accounting subsidiary established by the unit.

(12) Other organizations.

Article 12 A general deposit account refers to a bank settlement account opened by depositors in financial institutions outside basic deposit account for loans or other settlement needs.

Article 13 A special deposit account is a bank settlement account opened by depositors for the special management and use of their special funds in accordance with the provisions of laws, administrative regulations and rules. In order to manage and use the following funds, depositors may apply for opening a special deposit account:

(1) Capital construction funds.

(two) renovation funds.

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What does personal loan to loan mean?

That's the loan you applied for. See more answers >>

What do you mean by loan extension?

Definition: Personal loan transfer refers to the process that the bank directly transfers the loan money issued to the deposit account opened by the borrower in the bank according to the loan contract. Credentials: According to the loan contract, the loan applied by the borrower is directly transferred to the developer's account by the bank. "Personal Housing Guarantee Loan Transfer Certificate" is the evidence of the above transfer behavior.

What does loan transfer mean?

Is to transfer the loan to a deposit account.

Do I have to pay tax when I transfer my company account to personal loan?

breakdown

Suggest putting it at the end of the month

The balance of prepayments is converted into: other payables; Form a debt,

Debit: Other payables

Loan: advance payment.

It doesn't matter.

What does the loan requisition mean?

It means transferring creditors. Similar to the write-off debt in our life, the transfer of bank loans takes the bank as a transit to realize the loan transfer of different creditors. The actual operation requires the consent of both parties to reduce the process and workload, better realize the interests of different creditors and maximize the interests.

What does the loan extension certificate mean? What does it mean?

According to the loan contract, the loan applied by the borrower is directly transferred to the developer's account by the bank.

"Personal Housing Guarantee Loan Transfer Certificate" is the evidence of the above transfer behavior.

What does a personal loan account mean?

A personal account opened for you to issue and repay loans.

What do you mean the loan can't be transferred? 200 points

1. What is the reason for the loan?

2. You just need to wash the money ~

Ask the guarantee company to pay some handling fees to help you clean up, and you can get interest on the draft ~

But it's not cheap to pay by hand ~ so personally, I think it's better not to use this kind of crooked brain ~

What is the loan transfer voucher (loan receipt) of China Construction Bank? How exactly is it used?

The loan from CCB is in quintuplicate, and what you get is the borrower's receipt and the payee's payment notice. Although the borrower and the payee have the same name, it can be seen that the account numbers are different. Because the step of bank lending is to set up a loan account for your company first, the credit funds will be transferred to the loan account first and then from the loan account to the company's settlement account. The two copies you got are the accounting vouchers for the customer's feedback on the above operations. Obviously, the borrower and the payee have the same name.

General customers only know the account number of their settlement account opened in the bank. The loan account number is just an internal account number automatically generated by the bank during the loan operation, which plays the role of bridging funds and has no influence on the daily settlement of customers, so most customers do not know the existence and function of the loan account number.

I wonder if this answer is satisfactory.

3. What do you mean by personal loan to loan?

Definition: Personal loan transfer refers to the process that the bank directly transfers the loan money issued to the deposit account opened by the borrower in the bank according to the loan contract. Credentials: According to the loan contract, the loan applied by the borrower is directly transferred to the developer's account by the bank. "Personal Housing Guarantee Loan Transfer Certificate" is the evidence of the above transfer behavior.

4. What is private account transfer?

According to the Regulations on the Administration of RMB Bank Settlement Accounts, the following funds can be transferred to personal bank settlement accounts: salary and bonus income, personal loan transfer, performance fees and other labor income, personal creditor's rights or property rights transfer income, insurance claim premium refund and other funds, securities trading settlement funds and futures trading deposits, inheritance and gift money, and tax refund.