1. If the bank refuses to give the mortgage loan because of the developer, then you have no responsibility at all, and you can ask the developer to pay the liquidated damages.
2. If you don't want to check out, you can find the developer to solve it, and you can negotiate with the developer to solve it.
You can't check out if it's for your own reasons.
Extended data:
According to different classification standards, there are many types of bank loans. For example:
1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans;
2. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts;
3. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ;
4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.
5. According to the loan scale, it can be divided into wholesale loans and retail loans;
6. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on.
References:
Bank loan-Baidu encyclopedia