Ping An Smart Loan Star is a new type of credit loan launched by Ping An Bank. You can apply online at any time, with a maximum loan of 550,000 yuan and a maximum loan period of 12 months. Many people want to apply for Ping An Smart Loan Star, so what conditions does Ping An Smart Loan Star need?

1. The applicant is a citizen of China, aged between 23 and 56, and holds a valid second-generation ID card.

2. The credit record has not been overdue for more than half a year.

3. Ping An Group has no unexpired credit products.

4. The number of credit inquiries in the last 2 months shall not exceed 4 times.

5. Credit loans of credit companies within half a year (accumulated ≤ 30,000 yuan, except for transactions ≤2 times, and mortgage loans are not affected).

It should be noted that when applying for Ping An Smart Loan Star, Ping An Smart Loan Star will check the applicant's credit information, and there may be a random telephone call back.