As for the preferential range of housing loans of banks, the policies of the four banks of China, Agriculture, Construction and Industry are the same. Agricultural Bank of China and Bank of China have better approval procedures and related policies. to China Construction Bank and Industrial and Commercial Bank of China. However, ICBC recommends exclusion. There are also local commercial banks in Hohhot. If the community where you buy supports them, you can consider them.

In terms of loan interest rates and discounts, Bank of China has the highest discount rate, followed by Agricultural Bank of China and China Construction Bank.

As for which bank you use to get a loan, the interest rates for your first home are the same at all banks. You should choose based on your personal situation, which one is relatively easy to process, convenient to repay in the future, and has a wide interest rate range.

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