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What online lending platform is more formal and has low interest?
Official guarantee platform with low loan interest:

1, 360 to borrow money

A pure credit mobile phone loan under 360 Finance, 360 began to set foot in the financial industry in recent years. The feature of this small loan APP is that the next payment is very fast. If you need money badly, you are right to choose this product. However, the interest rate is high, and the cost should be calculated before applying.

2. Recruit good loans

Zhaolian Good Term Loan is a loan platform of Zhaolian Finance, with a quota of less than 200,000. You don't need to provide mortgage and guarantee, you can apply for sesame seeds. Zhaolian good-term loan has the dual background of China Unicom and China Merchants Bank, and its reliability is still very high.

3.JD.COM gold bars

A product with the same name as Bai Jie is a cash loan service customized by Jingdong Finance for users, but not everyone has it. Only after passing the system evaluation can they apply. If they are not eligible to apply, the page will display "unable to provide services for you".

If you need capital turnover, it is recommended to spend less. Having money to spend is a platform for borrowing money and the original Baidu Finance. Backed by a licensed institution like Baidu, loan products with money to spend are relatively more credible.

The minimum daily interest rate for loans with money is 0.02%, and the converted annual interest rate is 7.3%. The interest rate complies with national laws and regulations, and the maximum loan amount is 200,000 yuan.