To apply for a credit card (debit card) with a line of 200,000 in a bank, different banks may have different requirements, but the following basic conditions must be met:

1, personal credit should be good, and there can be no large amount or multiple overdue.

2. The personal debt ratio should be very low, and there should not be a large number of outstanding loans.

3. The work income is stable, and the general annual income is not less than 200,000. It is best to provide a large amount of property certificates, including but not limited to personal property, automobile products, other wealth management products, etc.