Legal analysis: no shareholders. If you are an individual, you need to provide proof of income, salary flow, credit report, etc. Let the bank review. The loan must meet its conditions, and then you can borrow. Loan application conditions: 1. To have a fixed income, it depends on the salary details; 2. At least 18-65 years old; 3 loans for business or car purchase, there must be a guarantor and mortgage; 4. Good credit information.
Legal basis: "We should abide by legal and administrative rights, and shall not abuse the rights of shareholders to harm the interests of the company or other shareholders; Do not abuse the independent status of the company as a legal person and the limited liability of shareholders to damage the rights of shareholders, causing losses to the company or other shareholders, and bear the liability for compensation according to law, evade debts, seriously damage the interests of the company's creditors, and bear joint liability for the company's debts.
2. Can shareholders borrow money from the company?
Can shareholders borrow money from the company?
1, which can be used as paid-in capital or just as a loan.
2. If the loan is to be repaid, it is recommended to use it as a loan, not as paid-in capital. Because as paid-in capital, one must be in industrial and commercial registration and the other cannot be withdrawn. Since it is to be returned, it should be accounted for as "other payables" by borrowing. If it is paid-in capital, it means that it cannot be returned. If returned, it is a false capital verification. In addition, the so-called "no more than 50% of the registered capital" standard is "loans between joint ventures. If the borrower borrows more than 50% of its registered capital, the loan interest incurred shall not be deducted before the enterprise income tax. " Personally, I think this is a business-to-business loan, excluding loans from individual shareholders. One-way individual shareholder borrowing, the restriction condition is that "the loan interest shall not exceed the bank loan interest for the same period".
3. Can shareholders borrow money from the company?
Shareholders cannot borrow money in the name of the company. If you are an individual, you need to provide proof of income, salary flow, credit report, etc. Let the bank review. The loan must meet its conditions, and then you can borrow. Loan application conditions: 1. To have a fixed income, it depends on the salary details; 2. At least 18-65 years old; 3 loans for business or car purchase, there must be a guarantor and mortgage; 4. Good credit information.
4. Can shareholders borrow money from the company?
1, the company borrows money from shareholders, can it borrow cash directly? Yes, if so, how to make accounting vouchers? -Debit: Cash on hand: Other payables-xx shareholders (whether it is necessary to provide IOUs _ contracts and the like)-2 can be provided. Our company is a small-scale taxpayer, a small company, please ask for a financial agent. The accountant made an account for our company in 10, and the contents of the company's loan to shareholders were suddenly added to the accounting voucher, and the shareholders deposited it into the company account through the bank. The shareholder is my name, but I have no deposit in the bank. Later I asked the accountant what was going on. The accountant said that there was no money in our company's account, so we kept it. -Not like the accountant said. It is recommended to find someone else to check the accounts quickly. Maybe the bookkeeper made a mistake. The problem now is: I obviously didn't deposit money into the company account through the bank. Is this appropriate? Unreasonable. (I don't have a bank receipt) Can you directly ask the company to borrow money from shareholders-borrow cash? -Yes.