Article 193 of the Criminal Law commits the crime of loan fraud under any of the following circumstances: defrauding banks or other financial institutions of loans for the purpose of illegal possession, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;

(5) obtaining loans by other means.

What responsibility will your father bear if he doesn't repay the loan with his father's bank running water? Did your father sign the IOU? If not, there is no legal responsibility, but the loan company will definitely call your father for collection.

Can my friend use my bank running water as a guarantee for the loan? If it were you, he would be the guarantor of the loan. If he doesn't pay back the money, you must fulfill your obligation and help him pay back the rest. Zhonghui credit and loan

What are your responsibilities for providing running water to my bank to help others borrow money? This is tantamount to helping others guarantee loans. If the lender fails to repay the loan on time, the bank will also look for you.

Others borrow money to buy a car and use my bank running water. Is it just your running water or your name? Generally, running water is printed with a personal name. If the lender is him, he must provide his own running water, unless the lender directly becomes you and provides your running water bank approval. So you need to know the specific operation process, and don't end up in debt for no reason.

If someone borrows money from my bank account, what joint liability do I have? You are responsible for repayment, which is extremely risky.

Can a friend use my bank running loan to fake it? Bank staff can cheat even if they are not serious ~

What responsibility does the bank bear when the loan is misappropriated by the customer? If the bank makes entrusted payment, the bank has no responsibility.

Otherwise, banks will have problems in management.

For the customer, it is required to immediately recover the loan, default interest, execute the collateral or ask the guarantor to repay.

What responsibility does the father bear for failing to repay the bank running water because of his own house ownership? Who is the name of the loan, that is, who is the main lender? If it weren't for your father, he would be very nice and curious. How can you do it with your real estate and your father's running water?

Do banks and car dealers have to bear the responsibility for others stealing my information loan to buy a car? The review obligations of banks and car dealers are generally limited to formal review, and will not be substantive review, and it is impossible to conduct substantive review. Therefore, if the other party meets the conditions of loan to buy a car in form, banks and car dealers have fulfilled their obligation of careful review and should be irresponsible; Of course, if the other party has formal defects in the application process, but it has not been carefully examined due to the fault of the bank and the car dealership, it should bear the responsibility according to the degree of fault. However, in any case, as long as banks and car dealers do not collude with car buyers, the main responsible person is the person who steals your information to buy a car.