The annual interest rate within 5 years (including 5 years) is 2.75%, and the annual interest rate for more than 5 years is 3.25%. The benchmark interest rate is implemented for the first set of housing provident fund loans, and the interest rate for the second set of housing provident fund loans is 10% higher than the benchmark interest rate.
Second, Wuxi provident fund loan conditions
1. The borrower has good credit, stable family income and the ability to repay the principal and interest of the loan.
2, continuous normal deposit housing provident fund for more than 6 months (inclusive).
3. At present, the personal account status is normal.
4. Must be the owner of the mortgaged house.
Three, Wuxi provident fund loan processing materials
1.？ Resident identity document
2. People's Republic of China (PRC) Marriage Certificate
3. Proof of deposit and use of employee provident fund for off-site loans
Four, Wuxi provident fund loan basis
Regulations on the administration of housing provident fund
Article 11? The housing provident fund management center shall perform the following duties:
1. What is the interest of Wuxi provident fund loan?
The annual interest rate within 5 years (including 5 years) is 2.75%, and the annual interest rate for more than 5 years is 3.25%. The benchmark interest rate is implemented for the first set of housing provident fund loans, and the interest rate for the second set of housing provident fund loans is 10% higher than the benchmark interest rate.
Second, Wuxi provident fund loan conditions
1. The borrower has good credit, stable family income and the ability to repay the principal and interest of the loan.
2, continuous normal deposit housing provident fund for more than 6 months (inclusive).
3. At present, the personal account status is normal.
4. Must be the owner of the mortgaged house.
Three, Wuxi provident fund loan processing materials
1.？ Resident identity document
2. People's Republic of China (PRC) Marriage Certificate
3. Proof of deposit and use of employee provident fund for off-site loans
Four, Wuxi provident fund loan basis
Regulations on the administration of housing provident fund
Article 11? The housing provident fund management center shall perform the following duties: