With the continuous development of the Internet, more and more people are choosing to start a business and engage in their favorite industries. However, anything requires a certain amount of start-up capital, and a lot of working capital is also required during the operation. Then entrepreneurial loans are a good way to borrow money. The country has many preferential policies to encourage college students, veterans, laid-off employees, farmers, and freelancers to start their own businesses. However, some loans require a guarantor. What should I do if I can't find one?

In fact, in addition to guarantors, there are also the following methods: 1. Pledge guarantee. It means that the applicant needs to use stocks, futures, bonds and other movable assets as collateral to obtain a loan; 2. Provide collateral. This type of loan is more common, which is to mortgage real estate such as house or land to a lending institution to obtain a personal business loan; Generally speaking, a business loan requires a guarantor, and the conditions are relatively simple: 1. The guarantor must be between 18 and 65 years old. 2. The guarantor must have a local household registration or fixed residence at the lending bank; 3. The guarantor must have a stable job and a fixed source of income, and be able to provide Work certificate and bank statement; 4. The guarantor needs to have good personal credit and no personal credit record of overdue loans or overdue debts; 5. Legal persons, other organizations or citizens with the ability to pay off debts on their behalf can be used as guarantors. guarantor. To sum up, everyone should try their best to find qualified guarantors, communicate with them, and then apply to the bank together. If this is not possible, the only option is to use a mortgage guarantee.