1. Can online loan blacklists still be used for loans?

There are two types of online loan blacklists; One is the blacklist caused by overdue, and the other is the blacklist caused by too many applications for online loans in a short period of time.

Therefore, to apply for online loans for a long time, you need to pay attention to your online loan data report in time to prevent blind application from becoming a black household.

you can find it on wechat: orange inventory. Click Query to view your online loan data report, online black index score and hit risk warning and other data information.

Among them, users can judge whether they are blacklisted users of online loans by virtue of the score of the Internet Blackness Index.

the sub-standard of cyber-blackness index is -1, and the lower the score, the better the credit.

The hit risk warning can better help users find their own shortcomings and improve the pass rate.

second, can the online loan blacklist lend money quickly?

hello, it's impossible to lend money quickly after being blacklisted. Being blacklisted on online loans may be mainly because you have overdue debts, or there are bad operations when applying for online loans, which is mistaken for fraudulent intentions, resulting in being blacklisted on online loans. Being blacklisted on online loans means that your bad records will be enjoyed by other online lending institutions. When you apply for loans on other platforms, you will naturally be rejected. If you want to lend money quickly, it is definitely necessary to know your credit status first. You can go to WeChat: check the official number and optimize according to your online loan credit data. If multi-head applications are frequent, try to stop all loan operations for a period of time and let your risk index drop first, usually three months. If the call data is relatively small, it is necessary to increase the calls with friends and relatives. Many times, online lending institutions look at these for post-loan management. In short, if you want to get loans quickly, it is definitely indispensable to improve your personal credit qualification.

Third, how long will it take to eliminate the online loan blacklist

Skills for eliminating the online loan blacklist: 1. Contact your own online loan platform to explain the real reason why you can't repay, and strive for the other party's understanding;

2. discuss with the online lending platform a feasible repayment plan and strive to pay off the loan as soon as possible;

3. After determining the repayment plan, we must pay off the loan in full and on time in strict accordance with the negotiation results. Under normal circumstances, if everyone can actively and properly handle overdue events, the information on the online loan blacklist can still be eliminated.

if you wait for five years after paying off the loan and find that your online loan blacklist has not been eliminated, you must immediately get in touch with relevant online loan platforms and credit reporting agencies to protect your personal reputation from infringement.

after checking your own detailed loan records, you should confirm that it is the money you borrowed, so you should pay off all the money you owe, and then contact the customer service of the corresponding platform to let them handle it and see if the blacklist of online loans can be eliminated.

when the platform response cannot be eliminated, the online loan blacklist will be automatically eliminated after you pay off the loan. Generally, we will only show the credit records of the last five years in our personal credit report.

Fourth, can I ask if online loans can be made on the blacklist?

Online loans can also be made on the blacklist. At present, the threshold of many online loan products is very low. Many blacklisted users seize the opportunity and apply for online loan products, but the safety of online loan products is unknown, so they should be cautious when choosing online loan products, and it is best to choose a formal platform. If you are blacklisted due to overdue reasons, I suggest you pay off the arrears in time. After clearing the blacklist, you can apply for a loan at the bank. For more information about the blacklist, can I borrow online? Go to: /ask/12e1c51615821667.html? Zd view more content