Shaanxi Xinhe has a household liquidation action plan. This plan aims to clean up non-performing loans, improve asset quality and ensure financial stability. The exact implementation and steps of the plan may vary by region and specific circumstances. Generally speaking, liquidation operations will involve the identification, classification, disposal and risk control of non-performing loans. For the disposal of non-performing loans, various methods may be adopted, such as collection, legal proceedings, asset transfer, etc.

Shaanxi Xinhe refers to Shaanxi Credit Union, and the "Liquidation Action Plan" may refer to the action plan to clean up the non-performing loans and overdue debts in credit unions. The implementation of Shaanxi Xinhe Household Clearance Action Plan is in good condition. This action plan is to solve the problems of various accounts under Shaanxi Xinhe and ensure that the accounts are clear and accurate. Since the implementation of the plan, Shaanxi Xinhe has taken a series of measures, including improving the internal management system, strengthening the verification and updating of household registration information, and equipping a professional team to carry out household clearance work. Through active publicity and communication, Shaanxi Xinhe has gained the understanding and support of our customers. As of now, most of the accounts have been cleared and account information has been effectively organized and updated. Shaanxi Xinhe will continue to be committed to improving the efficiency and quality of account clearing work and ensuring the accuracy and security of customer accounts.

To sum up, Shaanxi Xinhe’s liquidation action plan is to maintain financial stability and asset quality and ensure the sustainable development of the bank.

Legal basis:

"Law of the People's Republic of China on Commercial Banks"

Article 52

Commercial Banks Staff members shall abide by laws, administrative regulations and other business management regulations and shall not engage in the following behaviors: (1) Taking advantage of their position to solicit or accept bribes or accept kickbacks and handling fees in various names in violation of national regulations; (2) Taking advantage of his position to embezzle, misappropriate or misappropriate funds of the bank or customers; (3) Violating regulations and granting loans or providing guarantees to relatives and friends for personal gain; (4) Working part-time in other economic organizations; (5) Violating regulations Other actions stipulated by laws, administrative regulations and business management.