You can get a loan. You can go to the credit union for details. The account manager will give you detailed answers to all the questions.
Second, how to write the loan purpose of rural credit cooperatives.
Now it is required to fill in the real purpose.
3. What should I fill in when remitting money?
Remittance purpose of China Construction Bank remittance slip: if the other party is an institution, it is the purpose, such as payment, repayment, current payment, etc. If the other party is an individual, the purpose is generally salary, labor fee, manuscript fee and other purposes. Fill in the remittance form of CCB:
1. Front of remittance slip: Payee's account number: fill in the opposite account number or the opposite account name at the payee's account number.
2. On the back of the money order: fill in your name and ID number at the depositor (not the agent).
3. The remittance fee of CCB is 0.5%, with the highest in 50 yuan and the lowest in 2 yuan. If the other party also opens an account in CCB, he will receive the remittance immediately.
4. How to write the loan application form of rural credit cooperatives?
Loan application report
XX Credit Union: I have some difficulties due to the needs of XX, so I apply for a loan of XX yuan from your society, with XX located in XX as the mortgage/pledge, the loan term is XX years, and the repayment source is XX income. I hope your credit union will support me! I hope! Applicant: XXX.
The characteristics of credit cooperatives' loans The main business of credit cooperatives is rural credit, and its business procedures and technical operations are basically the same as those of national specialized banks. Therefore, the systems and measures of national specialized banks on rural credit management are equally applicable and binding in credit cooperatives. However, because the nature, status and functions of credit cooperatives are different from those of national specialized banks, they have their own characteristics in the specific operation of loans:
(1) The loan targets of the majority of credit cooperatives involve various ownership systems and fields in rural areas, including:
1. Contracted business households, specialized households and rural cooperative business units engaged in agriculture, forestry, animal husbandry, sideline and fishery.
2. Township (town) offices, village offices, institutional offices, household registration offices and various forms of joint ventures or new economic complexes that have been approved by relevant departments to implement independent accounting.
3 rural cultural, educational and health research institutions with guaranteed operating income and repayment.
4 approved by the relevant departments engaged in handicrafts, commerce, transportation, construction, service industry and other rural individual economic households and economic associations. In addition, credit cooperatives with strong financial strength can also provide loans to enterprises and institutions within the credit scope of national specialized banks. Of course, due to the nature of credit cooperatives, the focus of their loan support is agricultural production, and others can only support according to their abilities on the premise of meeting the demand for agricultural production funds.