If you hold a CMB all-in-one card, CMB has launched a flash loan business. You can log in to the CMB Mobile Banking APP and click "My → All → Borrow" to try to apply or check whether you are eligible to apply (whether you can obtain a quota and whether the loan is successful are subject to the system evaluation results).

Basic conditions for flash loan application:

1. Hold a CMB all-in-one card;

2. The borrower is generally between 23 and 60 years old. The loan period is generally no more than 60 years old;

3. Have the ability to repay the loan on time, no illegal behavior, and good credit.

Warm reminder:

1. After the flash loan is issued, cash will be released to the designated account. The funds can only be used for normal bulk consumption and transfers, and are not allowed to be invested or flowed into the stock market, real estate, etc. .

2. Different types of flash loans have different limit regulations. Generally, the maximum credit limit does not exceed 200,000, which is ultimately displayed on the loan page; the minimum amount of a single withdrawal is 1,000, and the maximum does not exceed the limit amount. , and must be an integral multiple of 1,000.

3. There are two types of applications for borrowing money within the flash loan limit:

(1) 15-minute loan: Automatically approved within 5-10 minutes, and the loan will be released immediately after approval, and a text message will be sent. Notice

(2) Loan on T+1 day: There will be a phone call to verify within T+1 day, and the loan will be arranged after confirming the information. If you contact the applicant three times without receiving an answer, your application will be unsuccessful and you will need to apply again.

4. When a flash loan is used to build a credit limit, there will be an inquiry record on the credit report. If you have successfully established a balance but have not withdrawn money: there will be no record of the limit in the credit report; for every subsequent withdrawal, there will be a record of the loan in the credit report.

(Response time: August 11, 2022. The above content is for your reference. In case of business changes, please refer to the latest business rules.)

Warm reminder: If you have any If you have any questions, please call the official customer service hotline or contact the CMB APP online customer service for consultation.