1. What is a corporate loan?
Enterprise loan refers to a way for an enterprise to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation.
Second, the enterprise loan processing flow
1. The borrower applies for a loan and submits relevant materials.
2. After approval, the borrower and the guarantor sign a loan contract and a guarantee contract with the bank.
3. After the bank implements the loan conditions, it goes through the loan formalities according to the prescribed procedures and transfers the loan funds into the account opened by the borrower in the bank.
4. The borrower repays the loan principal and interest on schedule.
5. After the loan is settled, the withdrawal formalities shall be handled according to regulations.
Enterprise loan target: all kinds of small and medium-sized enterprise customers registered in industrial and commercial registration and in good operating condition.
Loan requirements: It must be a small and medium-sized enterprise registered in China, with good operating conditions and no bad credit record.
Loan amount:1-2 million.
Loan time: 1-3 years
Loan interest: the monthly interest rate is about 5%.
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