Micro-loan: both QQ and WeChat can apply. If you are invited to borrow from WeChat-Me-Wallet-Micro-loan in the white list, you can apply, with a maximum amount of 300,000. (If you can't see the entrance of "micro-loan", you can't apply. )
At present, micro-loans still adopt the "white list invitation system". All credit customers are formally invited to open and grant credit lines according to users' credit history and activities. All advertisements in the name of "compulsory micro-loan charges" are not credible.
If it is a newly opened line, it is an official credit granting behavior and has nothing to do with individuals. The best way to open it is to maintain good credit information and increase the stickiness with the platform. All ways of spending money can be understood as cheating.
Other small loans: mobile phone loan with a line of 3,000-5,000, lightning loan with a line of 1000- 10000, cash bus with a line of 1000, and Jiufu 50 yuan loan with a line of 6,543,800+10,000.
I have come to borrow money: the amount of my loan is 300-3000 yuan, the loan term is 1- 12 months, and the loan interest rate is 1%-2%. 24-hour fast review, by scanning the QR code of my loan WeChat terminal and binding personal information online, I can complete the application, and I can review the loan within 1 day at the earliest.
Doudou money: Doudou money can be regarded as a popular, universal, easy-to-use, convenient, small and beautiful Internet microfinance product.
As a portable credit wallet, Doudou Money has a credit line of 1, 000-20,000 yuan. Users only need to fill in the information and provide relevant information through self-authorization, and they can quickly obtain credit and apply for cash withdrawal. This product has a 7-day interest-free discount and can be repaid in 3, 6, 9 and 12 installments, which is very convenient.
In addition, WeChat loans have these advantages:
The loan will arrive soon. Wechat loans and Alipay loans are online operations, which are not only convenient but also fast. It can be completed within 1 minute from the application to the receipt of funds.
The principal has been repaid without interest. Small loans and loan interest are calculated on a daily basis. Interest is calculated from the date of loan issuance, repaid by the average capital method, and the monthly repayment amount decreases month by month. Compared with the overlord clause of traditional financial institutions, the mode of micro-lending and ant borrowing is more flexible.
There is no penalty interest for prepayment. Both micro-loans and ant loans can be repaid in advance, and users will not incur additional fees for prepayment.
One of the troubles in handling loans is to collect a lot of paper materials. Wechat loans can only be released after verification. There are various ways of verification, such as flash bank's identity verification, credit card verification of flash loan, mobile phone verification of extremely fast loan, social network, e-commerce record verification and so on. Wechat loan can be completed by online verification.
The above is the related content of WeChat loan.