Now we can see that many insurance companies are lending abroad, such as Zhongan Insurance. Zhongan Insurance has many loan products, which are also very attractive to borrowers. Many friends will have such questions before applying: Zhongan Small Loan? Here, I would like to introduce the relevant situation to you.
As a small loan company under Zhongan Insurance, Zhongan Small Loan is subject to credit investigation. In addition, some products provided by Zhongan Small Loan are lent by third parties, and these third-party financial institutions are very formal. Therefore, the loan products provided by Zhongan Small Loan will be subject to credit investigation.
In addition to credit reporting, bad records will have many other consequences. Including:
1, affecting their comprehensive credit score.
Zhongan Insurance was jointly established by Ant Financial, Tencent and China Ping An. If people break their promises in Zhongan Small Loan, such as loans overdue and illegal use of funds, it will also affect their comprehensive credit scores in Ant Financial, Tencent and China Ping An. In this case, it will be very difficult for everyone to enjoy the credit services of these enterprises in the future.
2. A penalty interest will be charged.
After everyone appears in loans overdue, Zhongan Small Loan will charge a certain penalty interest on a daily basis. This will further increase everyone's repayment pressure.
The defendant went to court.
If everyone owes a lot of money and refuses to cooperate with the repayment, then it is very likely that they will be sued by Zhongan Small Loan and have to go to court.
Above, I introduced Zhongan Small Loan to you. Generally speaking, Zhongan Small Loan is for credit investigation. Once you leave a record of non-performing loans in Zhongan Small Loan, you will bear serious consequences.
Zhong' an loan will be repaid on the 25th, and will it be repaid on the morning of 26th?
An investigation on the upward credit of China-An loan. Zhongan Loan At that time, Zhongan Insurance's microfinance company and Zhongan loan cooperative lending institution were formal third-party financial institutions, and now they have entered the central bank's credit information system;
Therefore, all loans applied by Zhongan Loan will be collected at the meeting. If the borrower fails to repay the loan by using Zhongan Loan, the overdue record will be uploaded to the central bank's credit information system, which will bring disadvantages to the borrower's personal credit information.
Please pay in advance to avoid overdue.
Is Zhongan small loan credit reporting?
Zhong' an small loan is a credit collection. In addition, some products provided by Zhongan Small Loan are lent by third parties, and these third-party financial institutions are very formal. Therefore, the loan products provided by Zhongan Small Loan will be subject to credit investigation. In addition to credit reporting, bad records will have many other consequences. 1, affecting their comprehensive credit score.
Zhongan Insurance was jointly established by Ant Financial, Tencent and China Ping An. If people break their promises in Zhongan Small Loan, such as loans overdue and illegal use of funds, it will also affect their comprehensive credit scores in Ant Financial, Tencent and China Ping An. In this case, it will be very difficult for everyone to enjoy the credit services of these enterprises in the future.
2. A penalty interest will be charged. After everyone appears in loans overdue, Zhongan Small Loan will charge a certain penalty interest on a daily basis. This will further increase everyone's repayment pressure. 3. If the defendant goes to court, if everyone owes a lot of money and refuses to cooperate with the repayment, then it is very likely that they will be sued by Zhongan Small Loan and have to go to court. I. The full name of Zhongan Small Loan is Chongqing Zhongan Small Loan Co., Ltd. The competent units of the small loan company are the China Banking Regulatory Commission and the People's Bank of China, which are licensed institutions. It is qualitatively different from other unlicensed platforms. Secondly, Zhongan Small Loan was established in 20 17 with the approval of Chongqing Local Financial Supervision Administration, and obtained an Internet small loan license with a registered capital of 5 10/00000 RMB, mainly engaged in small loans, consumer finance and other credit businesses. Thirdly, in the background of shareholders, Zhongan Small Loan is a subsidiary of Zhongan Insurance, which is the first internet insurance company in China, and was jointly founded by Ant Financial, Tencent and China Ping An. In addition, Zhongan Small Loan also has a major shareholder: from 2065438 to June 2009, Tianyi E-Commerce Co., Ltd., a subsidiary of China Telecom, invested 2 1 100 million yuan in Zhongan Small Loan. Zhongan Diandian and Huadu are relatively easy to apply immediately, and the requirements for borrowers are not very strict. Zhongan Diandian's application conditions: (1) The age is between 2 1-55 years old; (2) Personal credit information is good; (3) Have certain repayment ability. Application conditions of Zhongan instant flower dissolving: (1) sesame score above 600; (2) You can provide your true and valid ID card.