The bank entrusted payment fee exceeds 5% of the total project investment or exceeds RMB 5 million. According to the query of relevant public information, we learned that entrusted payment is a payment method for loan funds. It means that the lender (a banking financial institution established in accordance with the law) pays the loan funds to a party that meets the purpose specified in the contract based on the borrower's withdrawal application and payment entrustment. Borrower transaction object, the purpose is to reduce the risk of loan misappropriation. According to the regulations of the People's Bank of China, entrusted payment is applicable when the single amount of loan funds exceeds 5% of the total project investment or exceeds RMB 5 million.