Legal analysis: it only takes half a day to complete the transfer procedures, and the entire second-hand house can be completed. The time required for full purchase and loan purchase is different, and there are differences in different regions. The following are the completion standards of Chongqing. Details are as follows:

First, the full purchase, about 7 days.

1, house inspection, the buyer and the seller reach an agreement and pay the house purchase deposit: 1 day.

2. Down payment for house transfer: 1 day.

3. Pay taxes and get a new real estate license: 4 working days.

4. Final payment of property delivery and payment: 1 day.

Two. Buying a house by loan takes about 20 working days.

1, house inspection, the buyer and the seller reach an agreement and pay the house purchase deposit: 1 day.

2. Submit the loan application and sign the loan contract: 1 working day.

3. Property appraisal and third-party guarantee: 1-2 working days.

4. Bank approval: 5 working days.

5. Down payment for house transfer: 1 working day.

6. Pay taxes and get a new real estate license: 4 working days.

7. It takes 3 working days for the bank to receive the loan contract and mortgage registration.

8. Bank loan to the seller, property delivery and final payment: 3-5 working days.

Legal basis: People's Republic of China (PRC) City Real Estate Management Law.

Article 2 This Law shall be observed in obtaining the land use right of real estate development land and engaging in real estate development, real estate transaction and real estate management on the state-owned land in the urban planning area of People's Republic of China (PRC).

The term "houses" as mentioned in this Law refers to buildings and structures such as houses on land.

The term "real estate development" as mentioned in this Law refers to the construction of infrastructure and houses on the land that has obtained the right to use state-owned land in accordance with this Law.

Real estate transactions mentioned in this Law include real estate transfer, real estate mortgage and house lease.

Thirteenth transfer of land use rights, can take the form of auction, bidding or mutual agreement.

Commercial, tourism, entertainment and luxury residential land, conditional, must be taken by auction and tender; If auction or tender cannot be used unconditionally, it can be agreed by both parties.

The transfer fee for the land use right agreed by both parties shall not be lower than the lowest price determined by the state.