These 65,438+00 banks are the main banks in Shenzhen's personal housing mortgage loan market, and their personal housing mortgage loan business market share exceeds 90%. The 10 banks are: China Construction Bank, China Bank, Industrial and Commercial Bank, Agricultural Bank, China Merchants Bank, Bank of Communications, Ping An Bank, China CITIC Bank, Industrial Bank and Shenzhen Rural Commercial Bank.
Legal basis: The purpose of signing the Declaration on Self-discipline of Shenzhen Housing Provident Fund Loan Business (hereinafter referred to as the Declaration on Self-discipline) is to implement the spirit of relevant documents of the Ministry of Housing and Urban-Rural Development, further standardize the handling of housing provident fund loan business, safeguard the legitimate rights and interests of employees who have paid housing provident fund in our city, and promote the stable development of our housing market. The relevant person in charge of the Municipal Provident Fund Center said that signing the declaration of self-discipline can not only strengthen the win-win relationship between the Municipal Provident Fund Center and commercial banks, but also be an important measure to create a good market environment and benefit the people.
10 bank promises to actively guide real estate development enterprises to support paid employees to buy first-hand housing provident fund loans, and shall not provide commercial loans to development enterprises that restrict, obstruct or refuse to pay employees' reasonable use of housing provident fund loans, and consciously safeguard the legitimate rights and interests of paid employees.