0755 is the area code of Shenzhen City, Guangdong Province, and the telephone number starting with 0755 in the caller ID is generally a fixed telephone number dialed from Shenzhen City, Guangdong Province. The number that users receive starting with 0755 is not necessarily a collect call, but may also be a landline phone at home or a variety of phone calls to promote products.
Bank collection generally uses the telephone inside the bank for collection, and generally uses fixed telephone, customer service telephone or business telephone. If the bank outsources the contract to a third party for collection, it depends on the area where the outsourcing agency is located. Collection calls are usually landline numbers starting with the area code of the city where they are located, and some outsourcing companies use mobile phone numbers to call borrowers.
The collection phone of online lending platform generally calls the customer with the landline number of the customer's city, and some will also use VoIP to collect. There are many Internet finance companies in Shenzhen, such as Gitzo, Ant Financial, Ping An Hewlett-Packard, Zhaolian Finance and Baiqian Finance. The collection calls of these loan platforms in Shenzhen usually start with 0755.
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The number at the beginning of 0755 is a fixed telephone call from Shenzhen, which may be a bank outsourcing collection or a loan collection. What is the specific number of the loan company? The borrower can connect the phone to find out. After connecting the phone, you can ask the collection staff to provide information such as work number, and don't be deceived.
List of common collection calls: let you know how to handle it!
; ? I believe many people have encountered violent collection. The common collection methods of online loans are telephone bombing and harassment of various telephone numbers. Today, I will briefly introduce several types of collection calls to let everyone know what they are. I hope it will be helpful.
1, virtual fixed line
Ordinary people can see the specific number through the caller ID, and sometimes there are numbers from all over the country, such as 02 13844,09510213844. Generally, it is outsourcing collection companies or using numbers in different regions. Most of these numbers will be marked as "harassing calls" and can be handled by interception software.
2. VoIP (same as VoiceoverInternetProtocol)
There are many third-party software on the market now, such as TouchPal phone, picophone, wifi VoIP, 4G VoIP and so on. Some numbers are unrecognizable. You can use different numbers to receive them for you, but you can't intercept them. I suggest you don't answer these figures, just ignore them.
3. Fixed outgoing calls
Some regular companies, banks and financial institutions will use fixed outgoing calls, which can only be dialed out, and there are thousands of different virtual numbers, so it is difficult to communicate effectively with them, which is a headache.
To sum up, with the continuous progress of science and technology, there will be more and more telephone forms. I suggest that if you encounter violent collection, you can intercept, change the number, shut down, etc. Otherwise, you won't be able to distinguish the payment number from the normal telephone number. Finally, I would like to remind you that when applying for a loan, you must choose a formal platform, do what you can, and don't exceed your repayment ability.
What's the collection phone number?
Generally, it is a loan collection phone call.
First, how to deal with the collection phone?
1. Generally, Internet phone and company landline will be used for collection. In this case, this is the best way. Report to two departments at the same time
2. If it is their company's landline or private number, it is difficult to put an end to harassing calls and it is necessary to report them constantly. It would be easy if the numbers started with 950, 95 and 96. As long as the call is made once, the report is successful and the whole terminal line stops. Every time I call, the number is different, and when I call back, it is still empty, so I can't get through. There is a number to report one. Because the lines are different, what can be thought of, what can be collected, can also be thought of. Give me a number if you have one. Don't be afraid of trouble.
3. Call transfer, unconditional transfer. This is for those who don't call. Unconditional transfer has been enabled, and you can't make a phone call, but it doesn't affect making a phone call or sending and receiving text messages in the morning. Call forwarding can be transferred to an empty number. Give them the illusion that they can't stand his harassment and cancel their accounts. In fact, this is a diversion, and they can't help it. Reopening in a month, you will find that there are no harassing calls.
2. Can I not answer the phone with my credit card?
1. You have to answer the credit card call. Many friends who borrowed online loans will be forced to go ashore because they don't answer the phone within the time limit, but this method won't work on credit cards.
2. After the credit card is overdue, the bank's collection call must be answered. If you don't answer the phone, the bank will think that your contact information can't reach you, and the cardholder will think that it is maliciously overdue, so the consequences are very serious.
3. Harass your family. Although credit card collection can only be aimed at cardholders, it is not allowed to collect from their family members or contacts. But if the cardholder doesn't answer the phone, the bank will call his family or other contacts if he can't contact the cardholder, then he will know that the credit card has not been repaid.
4. Home collection. Generally, credit cards will be overdue for more than 30 days before they are collected at home. However, if you don't answer the collection call at first, the bank will arrange for the collection staff to come to the door to understand the situation, so as to confirm whether the cardholder has lost contact, which will lead to the door-to-door collection time in advance.
5. Credit card fraud. Credit cards are generally real information. There are three conditions that constitute fraud, that is, the overdraft principal is more than 50 thousand, the overdue time is more than 3 months, and the bank has effectively collected it twice (including telephone collection). If all three conditions are met, it constitutes credit card fraud and will be investigated for criminal responsibility.
6. Be sued by the court. The cardholder owes less than 50,000 yuan in principal. If they don't answer the phone, they will still be sued by the bank if they are overdue for a long time and owe a large amount. However, this kind of prosecution is a civil lawsuit. Although criminal responsibility will not be investigated, the court will let you repay after the judgment. If you don't repay, you may become an old lai or even go to jail.