Bank loans are only used for two purposes, one is consumption and the other is operation. As long as you follow this direction or provide the corresponding documents, there is no problem. As long as bank loans are used for reasonable and legal living consumption or business turnover, there is no problem.

Bank loans need to meet certain conditions, such as stable working income, good credit record and reasonable loan use. When applying for a loan, you should provide true, accurate and complete application materials, and make repayment plans and records according to the requirements of the bank.