Generally about 25 working days.

Process of handling real estate mortgage loan:

1. The borrower opens a current deposit account in the bank;

2. Information required for preparing the loan;

3. Go to the designated institution of the bank to evaluate the real estate;

4. In front of the bank;

5. Bank filing and approval;

6. Approve the next batch of loan letters;

7. Go to the local construction committee for mortgage registration, and the construction committee will issue his right certificate;

8. About the number of branches;

9. Bank loans;

10. Post-lending review of banks;

1 1. The borrower repays the principal and interest.

Second, how long does it usually take for a bank mortgage loan to be released?

About 20 working days. In the case of bank mortgage loan, the bank will review the qualifications of the lender, evaluate the whole property and handle mortgage registration and other related procedures, and the overall procedure is more complicated. After all materials are prepared in advance and submitted to the bank, the bank will lend money within 15-20 working days. However, if the bank encounters insufficient available credit in that month, the borrower may face: 1.3 working days to obtain loan funds, but it is generally not recommended to pay expensive interest as the price; _2. Second, it may take two months to lend money. When a large amount of funds are urgently needed, the following methods can also be used to borrow money: first, find a third party guarantee, and the bank will lend money within 1 week; Second, loans can be made to non-bank financial institutions with complete procedures. Generally, the loan can be successfully processed within 2 working days. I hope the following information will help you: mortgage loan, also known as "mortgage loan". Refers to a loan method adopted by some national banks. The borrower is required to provide a certain amount of collateral as loan guarantee to ensure the repayment of the loan at maturity. Collateral is generally easy to preserve, wear and tear and sell, such as securities, bills, stocks, real estate and so on. After the loan expires, if the borrower fails to repay the loan on time, the bank has the right to auction the collateral and repay the loan with the proceeds from the auction. The balance of the auction money after paying off the loan shall be returned to the borrower. If the auction money is not enough to pay off the loan, the borrower will continue to pay off. The management method of mortgage loan is to better support the development of agriculture, countryside and farmers, build a new socialist countryside, increase the types of loans and ensure the safety of loans. In order to safeguard the legitimate rights and interests of both borrowers and lenders, these measures are formulated in accordance with the relevant provisions of the state. Article 1 Mortgage loan is a loan method that the borrower is willing to use his own property or the property of a third party as a guarantee when borrowing from the company. When the borrower fails to repay the loan principal and interest at maturity, the Company has the right to dispose of its collateral as repayment of the loan principal and interest and related expenses. Article 2 To handle mortgage loans, a mortgage loan contract shall be signed on the basis of equal consultation in accordance with relevant state regulations. Article 3 Scope of collateral: fixed assets (such as houses and other above-ground buildings, vehicles, machinery and equipment, etc.) with legal value and use value; Materials or property that can be circulated or transferred. If the house purchased under the preferential policies of the state is mortgaged, the mortgage amount shall be limited to the share of the mortgagor's disposition and income; An enterprise as a legal person with an operating period may not mortgage a house beyond the operating period; If a house with land use years is mortgaged, the mortgage period shall not exceed the remaining years after the used years minus the used years stipulated in the land use right transfer contract. Where a house is mortgaged, the right to use the state-owned land within the occupied area of the house shall be mortgaged at the same time.

3. How long does it usually take for a bank mortgage loan to be released?

1. Four workers are needed for the loan investigation.

2. The loan approval time is 5 working days.

3. 2 working days after the signing of the loan contract.

4. Mortgage registration takes 7 working days.

5. Lend money within 2 working days after mortgage registration.

6. It will take 7- 15 working days from the submission of the application to the loan, if there are no reasons such as incomplete information and failure to lend on time.