When the mortgage is paid off, you can withdraw the provident fund according to relevant regulations. The specific extraction conditions vary from region to region, usually including the purchase of self-housing, serious illness medical care, education expenditure and other specific purposes. Provident fund account can also withdraw all the balance at one time when closing the account. The withdrawal of provident fund still needs to meet relevant conditions, such as providing necessary supporting documents and meeting the withdrawal requirements. The balance in the provident fund account will also affect the amount of provident fund loans. If you want to apply for a provident fund loan, it is recommended to keep the balance of the provident fund account sufficient, because the provident fund loan determines the loan amount according to a certain proportion of the account balance.