What you want to ask is the mortgage interest rates of China Bank, Industrial and Commercial Bank, China Construction Bank and Agricultural Bank on 20 19? . China Bank, China Industrial and Commercial Bank, China Construction Bank and Agricultural Bank are the four major banks. 20 19 mortgage interest rate is 4.35% for more than one year (including one year); The interest rate for one year to five years (including five years) is 4.75%; For more than five years, the interest rate is 4.9%; The loan interest rate for using the provident fund for less than five years (including five years) is 2.75%, and the loan interest rate for more than five years is 3.25%.