You can borrow 70%.

2. Can Yunnan provident fund deposit base 1670 be used for loan?

The deposit base of Yunnan Provident Fund is 1670. Can I get a loan?

Whether the provident fund can be loaned or not is not necessarily related to the deposit base. This has something to do with your insurance period. In other words, the housing accumulation fund can be loaned for more than 1 year.

Generally, if you have participated in the housing provident fund for two years, you can borrow 200 thousand. Housing provident fund loans, life is based on your actual age to develop. Therefore, specific matters can be confirmed by contacting the housing provident fund. The loan procedure is also relatively simple, just provide the relevant contract and your ID card, and it will usually be approved within two weeks. The longest loan for housing provident fund is 30 years, and the maximum loan is about 654.38+0 million. The loan interest rate is nearly two percentage points lower than the commercial loan interest rate. Therefore, if the provident fund loan is a good choice, it can save a lot of loan interest.

In short, after the loan procedures are completed, you must repay the loan on time. Otherwise, if it is overdue, it will have a certain impact on your credit information. Therefore, it is necessary to repay in full and on time.

The above contents are for reference only. Thank you!