1. Log in to the local provident fund management center for enquiry. First, check the deposit and balance of personal provident fund, and then return to the homepage of provident fund management center. There is a "loan calculator" under the column of "convenient service" for inquiry. 2. Bring the original ID card of the employee to the counter of the housing provident fund management center for inquiry. If it is a company manager's inquiry, you need to bring the original letter of introduction issued by the company manager and the original ID cards of the employees and managers.

The calculation of the loan amount of provident fund should be determined according to four conditions: repayment ability, the proportion of housing price, the balance of housing provident fund account and the maximum loan amount, and the minimum value calculated by the four conditions is the maximum loanable amount of the borrower.

The general loanable amount is 10 times of the sum of the personal account balances of the lenders and co-lenders participating in the calculation of loanable amount; If the sum of individual account balances is less than 6,543,800 yuan, it shall be calculated as 6,543,800 yuan; Low-income families with housing difficulties can buy affordable housing, and their loan amount does not exceed 30,000 yuan.

Or calculate the loan amount according to the employee's repayment ability, and the employee will choose voluntarily. The formula for calculating the loan amount according to the repayment ability of employees is: the sum of the monthly salary base paid by the lender into the housing provident fund × 35 %× 12 (month )× loan period. The family loan limit is 700,000 yuan, and the personal loan limit is 450,000 yuan.