1, 4% means that the interest rate is 0.4% a month, 4.8% a year, and 200000 * 4.8% a year = 9600, which is not high! ? The bank interest rate is too low to raise prices, so it is better to do bank financing yourself. Banks have the best investment in gold and silver: short cycle and high yield. Log in to online banking to open it. Enter our institution number when you open it, and we provide market trading guidance. I have been in this business for more than five years, and the guaranteed monthly income is 10%!
2. For example, the annual interest rate of the bank is 5.94%, divided by 12 is the monthly interest rate, which is 4.95‰. Folks call it 4.95%, less than 5%, and more than 10‰, such as 12.95‰, which is called 1 per minute, and more than 2%.
3. The monthly interest rate of usury is as high as 36 ‰ (3 points and 6%), which is 36 times that of 12, about 43.2%. If the loan is 654.38 million yuan, the bank will only charge 53 10 yuan, and the usury will cost 43,200 yuan.