Interest rate rises 15%. Office building belongs to commercial real estate, and its loan process is the same as residential building. Can't apply for provident fund loan, the longest loan period is 10 year.
The taxes and fees charged for buying an office building are different from those charged for buying a house. New office transactions involve deed tax, etc. Second-hand office transactions need to pay more taxes and fees, and sellers need to pay: value-added tax, local tax, personal income tax and stamp duty.
Buyers need to pay: deed tax and stamp duty. In addition to the above taxes and fees, you have to pay a certain transaction fee. Whether it is full or difference (value-added tax and personal income tax) depends on how long it takes the seller to get the house.