1. The pre-application of student-origin student loan is: the qualification of "quasi-freshmen" loan in colleges and universities. The key targets in the pre-application of student-origin student loan are: graduating students from ordinary high schools and secondary vocational schools, students from low-income families, students from families with financial difficulties who have set up files and established cards, and disabled students with financial difficulties. On the one hand, the pre-application of student-origin student loan is to reduce the pressure on the qualifications of loan students during the process of student loan, on the other hand, it is to provide convenience for the "prospective freshmen" who apply for student-origin student loan in advance.

2. Legal basis: Article 2 of the Regulations on the Administration of National Student Loans (Trial)

National student loan is an important form to help students with financial difficulties pay tuition and daily living expenses during their school days, support education by financial means, and help them complete their studies.

Second, how to apply for a student loan?

To apply for a student loan, the borrower first receives and fills in the application form, and then goes to the village committee (neighborhood committee) to review and affix the official seal; Bring relevant supporting materials to the county funding center to submit an application; After the county funding center has passed the examination, it shall be confirmed and sealed; Students go to the local rural credit cooperatives to open accounts. After this contract comes into effect with the approval of China Development Bank, the local rural credit cooperative will open a personal account for the borrower according to his application.