Download Baidu app (version number: V.2.30) first, then search for official website, student loan, click on the student online system of student loan-enter the ID number and password of the student loan lender to log in-my loan will display the loan contract, or click Export Electronic Contract to download.
Operating environment: iPhone11/4.7 Baidu app:V.2.30: 1: What is a student loan?
Student-origin credit student loan is a student loan issued by China Development Bank to freshmen and students who meet the family financial difficulties and have household registration in the county where students enter school.
The source loan is a credit loan, and the students and their parents (or other legal guardians) are * * * and the borrower, and both parties are responsible for repayment.
Second: the loan object
Full-time undergraduate colleges, higher vocational schools, college students, graduate students and second-class students (the list of schools is subject to the list published by the Ministry of Education, and the National Student Loan System Development Bank is valid for filing).
Three: loan conditions
(1) Students who apply for student-origin credit student loans in their places of origin must meet the following conditions at the same time: 1, China nationality; 2, honest and trustworthy, law-abiding; 3. Freshmen or junior college students, graduate students and second undergraduate students officially admitted by full-time ordinary undergraduate colleges and higher vocational colleges in the central and regional areas; In accordance with the relevant provisions of the state, the implementation of higher education, to obtain a true, legal and effective admission notice; 4. The domicile of students before attending primary school is in the same county (city, district) as that of their parents (or other legal guardians). The family is in financial difficulties, and the income they can get is not enough to pay for the tuition and accommodation needed to complete their studies at school.
(2) Students' families who apply for student-origin credit student loans in their places of origin should meet the following conditions: 1. No bad credit record; 2. Family financial difficulties should generally have one of the following basic characteristics: ① poor households in rural and pastoral areas, low-income households and poor households with registration certificates; ② orphans and disabled families; (3) Suffering from natural and man-made disasters, causing heavy losses and unable to afford the tuition fees of students; ④ Family members suffer from major diseases; ⑤ The creator of the main family income loses the ability to work for some reason; ⑥ Single parent families with no stable income; ⑦ Old, young, marginal, poor and poor families in remote rural pastoral areas; (8) Families where one or both parents are unemployed; Pet-name ruby other poor families. Loan purposes: Student-origin credit student loans are used to borrow students' tuition and accommodation fees in principle. When the loan amount is higher than the actual demand for tuition and accommodation, the rest can be used for student living expenses. The national student loan is applied, approved and issued every year.