① If you buy a house in Weinan, if you choose a commercial loan, the house you buy is your first suite, and the down payment ratio is 30%. If you buy a second house, the down payment ratio is 50%.

② If you buy a house in Weinan, if you have a provident fund, you can choose a provident fund loan. If the first set of self-occupied housing is less than 90 square meters, the down payment ratio of provident fund loans is 20%. For the first suite with an area of more than 90 square meters, the down payment ratio of housing provident fund loans is 30%.

(3) If you choose a provident fund loan and the house you buy is your second house, then no matter how big the house is, the general down payment ratio is 40%.

Generally speaking, the current implementation standard of the first suite in Weinan is that the down payment of commercial loans is higher than the provident fund, and the down payment ratio of the second suite is also higher than that of the first suite. Of course, if the economy permits, the higher the down payment, the better.