Hello, would you like to ask the routine of rural commercial bank's lending? The routine of rural commercial banks' lending is to turn high-interest loans into low-interest loans. Rural commercial banks have a routine, which is to reduce interest rates by lending. In fact, interest reduction on loans is to convert high-interest loans into low-interest loans. However, when lending, some intermediaries will charge a lot of fees, and bank loans are earmarked. Lending obviously does not comply with relevant regulations, and there are certain policy risks.