If you meet the following conditions, you can use a credit card loan to buy a car; First of all, the party selling the car should be equipped with a POS machine that can consume credit cards; Then your credit card should have enough credit limit to spend; With these, you can buy a car directly with a credit card and then apply for installment repayment. It should be noted that after swiping the credit card, you must pay off the credit card consumption in time according to the regulations. Otherwise, the late payment fee will be more expensive. Specifically, you can consult banks and ask what the charging standard for installment fees is.