One: To talk about the legal way of campus loan, you can consult a lawyer first. Loan sharks with an annual interest rate higher than 36% are not protected by law, but the annual interest rate of 24% is protected by law, and even compound interest cannot exceed the above standards. In addition, they can't win the lawsuit only when they owe money, but only when they are opposite to the transfer voucher. So now you have to calculate in detail how much money you borrowed after interest. Two: choose to call the police and explain what happened. If it is forced and uninformed, the police can come forward to deal with it. The best way is to tell your family that they will pay you back, but be careful not to pay him back as he says. You should consult with them first to see if you can repay the principal plus several hundred interest. I know that if the loan you borrowed is 8000 yuan, it may only be 5000 to 6000 yuan, but you must repay 8000 yuan, because this company has a middleman to withdraw money from the loan. You are studying, so you'd better pay back the money. If you negotiate with the loan to pay back less, only the principal plus several hundred interest will generally agree. Never rob Peter to pay Paul. Four: If you don't study, then you can ignore them. When they sue you in court, the court verdict will be the principal plus several hundred interest, or the court verdict will not be hanged, but after doing so, you can enter the credit investigation, and maybe one day the court will enforce it.