1. Qingdao family: Qingdao families who own two or more houses in the restricted area cannot buy houses in the restricted area.
2. Non-green families: Non-green families with social security or personal tax records for 12 months (family members have no Qingdao household registration) can buy a suite in the restricted area two years before buying a house.
3. Restricted areas: Shinan District, Shibei District, Laoshan District, Licang District, Huangdao District and Chengyang District (including High-tech Zone) Non-restricted areas: Jimo District, Jiaozhou District, Laixi City and pingdu city.
4. "Family" refers to both husband and wife and minor children.
Current purchase restriction range:
At present, in the absence of detailed rules, the scope of purchase restriction is as follows:
Scope of restricted property: within the urban area (Shinan District, Shibei District, Licang District, Laoshan District, Huangdao District and Chengyang District, including high-tech zones, the same below); At present, four cities (Jimo, Jiaozhou, Laixi and Pingdu) are not limited to purchase (to be determined);
For buyers:
Although it is not mentioned in the document, there seems to be no restriction on Qingdao's local hukou (six districts and four cities) (to be determined), but it is reported that there may be local rules to limit the number of sets in the future;
In the past two years, the foreign hukou in Qingdao has social security or personal tax payment certificate 12 months or more, and the family can own a house;
As long as one person in the family (husband and wife and minor children) meets the above conditions, you can buy a house (provided that the funds are sufficient).
Don't forget to limit loans while watching the purchase restriction. There are restrictions on the proportion and frequency of loans, and underage children are not allowed to apply for loans, which requires special attention.
(1) The time of newly purchased housing (including newly-built commercial housing and second-hand housing, the same below) shall be subject to the filing time of online signing of trading contracts. If the contract is signed online before April/8, 20 18 (including April 18), it is not subject to the policy of restricting purchases and sales in the notice of April 18.
(2) Households registered in this Municipality refer to families whose family members (including couples and minor children, the same below) have registered in this Municipality (seven districts and three cities, the same below) (including families whose family members have registered in this Municipality); Non-local hukou refers to families whose family members do not have local hukou. Soldiers serving in this city are regarded as residents of this city. When buying a house, you should submit the military officer's card or soldier's card (original) and the service certificate in this city (original). Active servicemen who have moved out of the city's household registration because of their service in other places are regarded as residents of this city. When buying a house, you should submit the military officer's card or soldier's card (original) and the original household registration certificate (original) or the relevant certificate issued by the police station (original). Residents of this Municipality who have obtained a college degree or above in other places, and whose household registration moves into a collective account with a college degree or above in other places, are regarded as residents of this Municipality. When buying a house, you should submit the student ID card (original), the individual page of the collective account (original) and the original household registration certificate (original) or the relevant certificate issued by the police station (original).
(3) The number of housing units owned by residents' families shall be based on the number of housing units registered by residents' families in the housing purchase restriction area in 4. 18 notice. If a family only occupies a part of the house, it should be counted as owning the house.
(4) Property right certificates include property right certificates, house ownership certificates and other property right certificates.
(5) 4. 18 The term "purchase restriction" as mentioned in Article 1 of the Notice includes the acquisition of housing by means of purchase or gift; Article 2 Listing transactions include buying, selling, exchanging and giving.
(6) The acquisition and listing of affordable housing (including fund-raising housing), price-limited commodity housing, talent apartments, resettlement houses for demolition (expropriation) and public houses for sale shall be carried out in accordance with relevant policies, and shall not be restricted by the policies of purchase restriction and sale restriction in the 4. 18 notice.
(VII) Expropriation 4. 18 The Notice restricts the purchase of houses in this area. If the expropriated person chooses monetary compensation, he can buy a house according to the principle of "one levy and one purchase" and is not restricted by the housing purchase restriction policy. The expropriated person can apply for the qualification certificate of purchasing a house with the identity certificate, monetary compensation agreement and the certificate of receiving compensation issued by the expropriation department.
(8) When the house is transferred due to divorce, inheritance or bequest (including half sale, half inheritance or bequest, half gift, half inheritance or bequest), judicial judgment or mediation, and transfer of shares (all or part of shares) between people, it is not limited by the number of years of listing and trading, and the transferee is not limited by the purchase restriction policy.
(9) For houses acquired through divorce, property analysis, inheritance or bequest (including semi-sale, semi-inheritance or bequest, semi-gift, semi-inheritance or bequest), the time limit for listing transactions is the time when the original obligee obtains the certificate of immovable property rights; For houses obtained through judicial judgment or mediation, if shares (all or part of shares) are transferred between * * * people, the listing transaction period shall be based on the time when the certificate of immovable property right in hand is obtained; If the certificate of immovable property right is obtained due to renewal, change or correction of registration, the time limit for listing and trading shall be based on the original issuing time.
(10) Commercial banks and asset management companies approved by the regulatory authorities are not limited by the number of years of listing and trading when exercising mortgage rights.
(1 1) Commercial housing that meets the requirements of the Notice on Maintaining and Promoting the Stable Operation of the Real Estate Market in Our City (Qingtu Zifangfa [2017] No.4), and has formed actual transactions before the implementation of Notice No.4.18, and has not yet completed the online signing and filing. The sales unit shall fill in the details (including subscription agreement, subscription form, purchase invoice, tax-controlled receipt, non-tax-controlled receipt, fund payment voucher, etc.). ) Go to the real estate transaction management department where the house is located before 20 17: 00 (including that day), and the reported commercial house is not subject to the notice policy of 4. 18.
(12) complies with the requirements of the notice on maintaining and promoting the smooth operation of the real estate market in our city (Qingtu Zifangfa [2017] No.4) and the notice on further promoting the smooth operation of the real estate market in our city (Qingtu Zifangfa [2017] No.6), which was issued on April 4. Identity certificate, real estate title certificate and transaction proof materials (house purchase and sale agreement, house maintenance fund payment certificate or house loan approval certificate or down payment receipt) shall be submitted by the buyer and the seller to the real estate transaction management department where the house is located before April 28th, 20 18 (including that day) 17: 00, and the reported second-hand house is not subject to the notice policy of 4. 18.