1. Small rural credit loans refer to loans for farmers with rural household registration to use seeds, breeding and other sales fees, and of course buying a house is also acceptable.

second, the local credit cooperatives have established farmers' economic files. The so-called farmer's economic file is the basic situation of establishing an economic, family and income situation for local farmers. After credit evaluation, credit loans are issued by credit, and no mortgage is needed.

third, if a guarantor is required in the loans issued, it is because the loan officers of rural credit cooperatives want to better prevent and control risks, understand customers, and collect loans more conveniently.

if the guarantor is in another place or not in the local area, it can't be done. Of course, it doesn't meet the conditions of guarantee. Just find someone to guarantee it.

four. There are many conditions for granting loans, so it's best to go to the local credit union to ask.

If the borrower wants to go to the household alone, he needs an ID card and a marriage certificate (unmarried certificate, etc.) to prove the marital status. Other information required by the lender from the payer. In fact, it can be issued without guarantee.