Nowadays, more and more people are buying houses. Thanks to the reliable mortgage of banks, the financial pressure of property buyers can be greatly reduced. At the same time, the provident fund is also a great assistant to buy a house. Provident fund loans to buy a house not only have lower interest rates, but also loans are easier to pass. If the amount of provident fund is not enough, ABC can also provide portfolio loans to solve the problem. So is it easy for ABC's personal housing and provident fund portfolio loan? Let's see what the application conditions are!

1, a natural person with full capacity for civil conduct, with permanent residence in cities and towns or valid residence status.

2. The borrower needs to have a fixed job, stable income, good credit status and the ability to repay the principal and interest of the loan.

3. A legal and effective house sales contract has been signed, and the house purchased is for residential use.

4. You need to be able to pay a certain percentage of the down payment, and you need to provide proof of payment for the down payment.

5. The purchased house is secured by mortgage in principle, and other properties can be used as collateral.

6. Pay the housing provident fund in full and on time, and provide relevant certificates that the housing provident fund management department agrees to issue provident fund loans.

7. Other conditions required by the Agricultural Bank.

8. Different provident fund centers have different loan conditions for portfolio loans. Please consult the local provident fund center and the handling bank of Agricultural Bank.

How about the personal second-hand housing loan of ABC? The conditions are actually quite simple!

Regarding "Is it easy to handle the individual housing portfolio loan of Agricultural Bank of China?", here is a brief introduction to you. I hope you can help after reading it. If you meet the basic requirements, you need to prepare the corresponding application materials, and you can consult the handling bank for details.