People who want to buy a house must understand and pay attention to new properties, but sometimes we always hear different things. Some people say that this property is better, and some people say that this property is not so good, which will cause buyers to hesitate and not know whether to buy it or not. If you want to understand this problem, you must understand why you don't want to buy a house in Zhong Kai. What should I do if the down payment for buying a house is not enough? Let's look at the introduction first.

Why not buy a house in Zhong Kai?

Many friends are more concerned about the house in Zhong Kai, but they have been reluctant to buy it after the opening, because they heard a saying that it is best not to buy a house in Zhong Kai, because Zhong Kai is now under planning, and there are many uncertainties, so it will not develop for the time being.

In fact, before buying a house in Zhong Kai, the buyer should be clear about his purpose, whether to buy his own house or invest. If they live, it is really inconvenient in Zhong Kai, because the transportation and facilities in Zhong Kai are not perfect at present, and their travel will be affected, but investment can be considered, because the current price may not be very high, and the house price will be very high after the planning and supporting facilities are perfect.

What should I do if the down payment for buying a house is not enough?

1, make good use of the provident fund

Many units will pay provident fund to their employees. If the property buyers happen to pay the provident fund, they must make good use of it. Property buyers can withdraw the balance from the provident fund account. Now many cities support the withdrawal of provident fund to pay down payment, which can solve the urgent need.

Step 2 mortgage the old house

If buyers have other properties, they can also mortgage their old houses to get loans, and then use them to pay the down payment, which is a very common way. Moreover, this way can get a large amount of loans, but the buyers need to bear two loans at the same time, which is very stressful, and the loan interest rate obtained by mortgage is higher, and the loan life will be shortened. Note: the age of the mortgaged house should not be too long.

3. Seek financial support from parents

Although chewing old will be spurned by many people, if parents have good economic conditions and just have idle funds, buyers can also ask their parents for help. But we should remember that the financial support given by our parents is only a kind of help, and it is not taken for granted. We should give it back to our parents when the funds are abundant and thank them.

Step 4 choose a new house

If the buyer chooses a house with too much down payment, and the above three methods can't help the buyer, then you can only consider buying a smaller house or a slightly off-site place. There is no need to put the whole family under pressure for a suite.