The monthly mortgage payment is automatically deducted by the lending bank. When users borrow money from banks, they need to sign a loan contract with them. When making a loan, the borrower needs to open a settlement account with the loan bank or use the existing settlement account as a deduction account. Each repayment is automatically deducted from the account by the lending bank, but the borrower must deposit the repayment in full into the deduction account every month.

2. Is there any other repayment method besides automatic deduction for CCB's monthly payment?

Automatic deduction is more convenient. Generally, this method is used to deposit the money on the card in advance and let the bank transfer the withheld money.

3. Is mortgage repayment an automatic deduction?

Legal analysis: mortgage repayment is automatic deduction.

When signing the contract for issuing bank loans, the bank card with the same name as the lender will be bound as the repayment account. The lender only needs to deposit the repayment into the bank card before the monthly deduction according to the repayment schedule. On the day of deduction, the bank makes unified deduction through batch business. Deposit the monthly payment in full into the debit card current account before the deduction date, and wait for the system to automatically deduct it. The system will deduct it twice in the morning and afternoon (weekends and holidays are not affected).

Legal basis: Article 119 of the Civil Code of People's Republic of China (PRC), a legally established contract is legally binding on the parties.

4. Is the monthly mobile phone automatically charged? Is there any information to remind you?

Provident fund loans have always been repaid by customers themselves on a monthly basis. After one year of monthly payment, they will be withdrawn from the balance of the provident fund account according to your monthly payment ratio. 90% people think that after using the provident fund loan, they will leave it alone and deduct it from the balance of the provident fund every month. The provident fund is too high, so I think it should be deducted directly. There are still many provident funds that are not paid high. If the provident fund center directly deducts, how to deduct enough? There are also people who have left their jobs and have not paid the provident fund, so there is no new account for the balance in the provident fund. Who will they go to after the deduction?