Legal analysis: Applying for a car loan will inquire about the existing loan records of users, because car loan institutions need to clearly understand the debts and past repayments of users, so as to judge whether users still have the ability and willingness to repay monthly car loans, which is an important link in the risk control audit of car loans. Therefore, if users want to successfully apply for car loans, they need to control their debts and maintain good credit. If the bank application fails, you can choose an auto financing company with low threshold.

Legal basis: Article 216th of the Civil Procedure Law of People's Republic of China (PRC). A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution. This paragraph is the legal basis for the applicant to apply to the people's court for enforcement according to law.