To apply for an interest-free venture loan, you need to meet the following conditions:

1), at least 18 years old, with legal and valid identity certificate and legal residence certificate of the place where the loan bank is located, and with fixed residence or business premises.

2) The lender must hold a business license issued by the relevant industrial and commercial administrative authorities, engage in legitimate production and business activities, and have stable income and the ability to repay the principal and interest;

3) The purpose of the loan conforms to national laws and bank credit policies;

4), investment projects, there is a certain amount of free funds. And opened a settlement account in the applicant bank, and the operating income will be settled by the bank in the future.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.