1. You can check whether there is a loan in your name by querying your personal credit record:

2. Check the personal credit report online through personal online banking or mobile banking or China UnionPay Express APP!

3. Go to the credit information department of the local people's bank for enquiry; Log on to the personal credit information service platform of China People's Bank Credit Information Center for inquiry;

4. Bring your ID card to the local people's bank to apply for access to your credit records and inquire about your loan situation;

5. Find the local police for information retrieval, find personal information, and know whether there is a loan under your name.

Tips: When logging in to the website, you must pay attention to the authenticity of the website to prevent being cheated! If you find an unknown loan under your name, you can report it to the local public security organ!

You can query in the following ways:

1. You can check whether there is a loan in your name by querying your personal credit record:

2. Check the personal credit report online through personal online banking or mobile banking or China UnionPay Express APP!

3. Go to the local people's bank credit department to inquire; Log on to the personal credit information service platform of China People's Bank Credit Information Center for inquiry;

4. Bring your ID card to the local people's bank to apply for access to your credit records and inquire about your loan situation;

5. Find the local police for information retrieval, find personal information, and know whether there is a loan under your name.

Tips: When logging in to the website, you must pay attention to the authenticity of the website to prevent being cheated! If you find an unknown loan under your name, you can report it to the local public security organ!