However, this total interest is calculated on the premise of normal repayment and no interest rate adjustment. In case of interest rate adjustment, the total interest will also change, and it is even more impossible to repay in advance according to the total interest. Interest is calculated monthly. If the repayment month is less than one month, the interest shall be calculated on a daily basis, and the subsequent interest need not be paid in full. You can rest assured.

Supplement: 30-year and 20-year loans are paid off in five years, and the interest paid is different. Calculated by equal principal and interest, the principal and interest will be divided equally in the initial stage of the loan, 360 months and 240 months. The longer the service life, the more interest will be paid.