1. Investment (financing) guarantee companies cannot engage in private lending business activities. 2, investment (financing) guarantee company is approved by the state, engaged in specific investment and financing guarantee business company. Shall not engage in the business of absorbing deposits and issuing loans. Measures for the Administration of Financing Guarantee Companies Article 21 A financing guarantee company shall not engage in the following activities: (1) Absorbing deposits. (2) issuing loans. (3) entrusted to issue loans. (4) Entrusted investment. (five) other activities prohibited by the regulatory authorities. If a financing guarantee company engages in illegal fund-raising activities, it shall be investigated and dealt with by the relevant departments according to law.

Legal objectivity:

The full text of the Interim Measures for the Administration of Financing Guarantee Companies Article 2 The term "financing guarantee" as mentioned in these Measures refers to the act that the guarantor and the creditors such as banking financial institutions agree that when the guaranteed party fails to perform the financing debts owed to the creditors, the guarantor shall bear the guarantee responsibilities stipulated in the contract according to law. The term "financing guarantee company" as mentioned in these Measures refers to limited liability companies and joint stock limited companies established according to law and engaged in financing guarantee business. The term "regulatory authorities" as mentioned in these Measures refers to the departments designated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government to be responsible for the supervision and administration of financing guarantee companies in their respective jurisdictions.